The Blog We Share in MM199

[Graphic by freepik ] By Glorianna Noland Yes, there are some numbers that you should have committed to memory, because life may be just a tad easier if you do. Firstly, remember the phone numbers of those closest to you. I cannot tell you the amount of times I have talked to people who say that they don’t remember their own phone numbers OR the numbers of emergency contacts—such as family or close friends. What if your phone dies, you manage to borrow another, and you need to call somebody? You’re going to be hearing a lot of dial tone if you don’t have those digits locked away in your brain somewhere. Some people even recommend memorizing the number of your local bank manager or financial advisor to help you get access of your assets. Now, while numbers are all important, there is one string of numbers you should have down to a T. Your Social Security number. It’s too risky to ever carry it with you or have it as a picture in your gallery on your ph...

[Graphic by pikisuperstar ] By Glorianna Noland Having a credit card doesn't equate to always using it. Rule of thumb: if you can't pay for it with any actual liquidity or cash, you really shouldn't be paying for it with the card. "But why?" one may ask. "There's money on it, why shouldn't I use it?" The answer my dear, is what goes wrong when you can't pay off your credit card: high interest rates, late fees and the huge dent it can have in your credit score (considering that 30% of a credit score is based on your debt). Y'know, the thing that you use to prove you're not a risk to the bank so they can give you a loan? Now, if it’s an emergency and you need those funds, more power to you Various tips such as avoiding your credit limit (not spending more than is on the card), checking your statement, and setting up an automatic payment plan to avoid late bills can protect your financial future. Even c...

Chances are that you've either worked in customer service or you will in the future. Some might argue that a true rite of passage into adulthood is working in retail or other general service positions. Enjoy three friends talking about experiences in life relating to responsibility, respect, and credibility through a couple short tales about being on either end of customer service.

[Graphic by dooder ] By Glorianna Noland Looking at the title, you can get the general message of this post. However, it’s easier said than done. Business Insider succinctly describes how these choices create the identity of an individual, that important hurdles such as deciding where to live, to continue a relationship or remain independent, and taking a risk on that job you always wanted—all of this defines your place in the world. That doesn’t mean you should be making choices haphazardly. This isn’t a TellTale game where you only deal with the consequences of your actions upon the character you play as for a few hours. This is your life. It’s permanent (usually). It’s understandable to avoid making decisions, especially if you’ve been burned in the past by it. An article  in Psychology Today claims that decision-making is “something we all need to learn how to do,” and that it’s an essential skill that takes years to master. Weigh the pros and c...

[Graphic by pikisupersta r ] By Glorianna Noland Being an adult is confusing. I’m 21, and as far as the federal government is concerned, I’ve been an adult for a few years now. However, there’s a lot of obvious things that goes along with being an adult that both myself and others often forget about. Maybe time management and finances are what’s trumping you? Or maybe even something as simple as putting an end to the whole “sleep-is-for-the-weak” mentality by binge watching Netflix at some ungodly hour.  Let’s assume the latter to help ease your way into this uncertainty that is the realm of being 18 and older.  Some might consider all-nighters as a necessary sacrifice for the greater good. You might get things done, but at what cost? Research shows how sleep benefits the learning and memory processes. So, if you’re a college student studying for an exam, all-nighters don’t really help the information sink in. This is usually the reason why everybody...